Rates and Insurance :

Private Pay

Therapy is an investment of your time, energy, and financial resources, but it is also an investment in your overall well-being. It creates space to better understand yourself, process difficult experiences, and build tools for lasting change. Over time, this investment can support greater clarity, emotional balance, and a stronger sense of resilience in your daily life.

Freedom

Transparency

Client-focused care

Confidentiality

Private Pay

The Private Pay Approach Allows for:

Privacy

With private pay, your therapy remains confidential between you and your therapist, without sharing sensitive information with third parties.

No Diagnosis Needed

You can work on the areas that matter most to you without needing a medical label.

Full control over your treatment

Insurance often requires a diagnosis and may limit:

  • number of sessions

  • type of therapy covered

  • length or frequency of care

Private pay allows therapy to be guided by your needs, not insurance rules.

More flexibility in approach

Private pay makes it easier to use integrative or specialized methods—such as EMDR, intensive sessions, or trauma-focused work—without needing pre-authorization or restrictions tied to coverage guidelines.

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Why Private Pay?

Choosing private pay therapy offers several important benefits that support a more personalized and flexible healing experience:

  • Greater privacy and confidentiality: No insurance diagnosis or records are shared with third parties, keeping your care fully private.

  • More control over your treatment: Therapy is guided by your needs—not insurance limitations on session length, frequency, or type of care.

  • Specialized, high-quality care: Access to advanced, evidence-based approaches like EMDR, mindfulness, and somatic therapy without restrictions.

  • Faster access to services: No waitlists or insurance approval delays, so you can begin therapy when you’re ready.

  • Flexible scheduling and intensive options: Ability to choose longer sessions, EMDR intensives, or a pace that fits your goals.

  • Out-of-network reimbursement options: A superbill can be provided for possible partial reimbursement through your insurance plan, if you have out-of-network benefits.

Pricing

Initial Intake

(1st session)

$225 for 55 minute session

Individual Session

$175 for 55 minute session

Intensive EMDR

Coming this summer!

$TBD for 3 hour session

$TBD for 4 hour session

Extended EMDR

$285 for 90 minute session

  • “Private pay therapy offers the freedom to focus fully on your healing, without insurance limitations shaping your care.”

  • “Choosing private pay trauma therapy means choosing privacy, flexibility, and support that moves at your pace.”

  • “Private pay allows your therapy to be guided by your needs—not by diagnoses, paperwork, or insurance restrictions.”

Out-of-Network (OON) Benefits Explained

Some clients choose to use their out-of-network (OON) insurance benefits to help offset the cost of therapy while still receiving private-pay care. This means that although I do not bill insurance directly, you may be able to receive partial reimbursement from your insurance provider depending on your plan.

With OON benefits, you pay for sessions at the time of service, and I can provide a superbill—a detailed receipt you submit to your insurance company. Your insurance then determines if reimbursement is available and how much is covered.

This option allows you to maintain the flexibility, privacy, and personalized care of private-pay therapy while still potentially reducing out-of-pocket costs. Coverage varies by plan, so I recommend contacting your insurance provider to ask about your specific out-of-network mental health benefits, including deductibles, reimbursement rates, and claim procedures.

Limitations to OON Benefits:

  • Upfront payment is required to your therapist

  • Reimbursement is not guaranteed

  • Variable coverage amounts

  • Additional paperwork and steps may be necessary for the client

  • Deductibles may apply first

  • Your insurance will have your diagnosis and may ask for treatment notes

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Superbill - Pro’s and Con’s

A superbill is a detailed receipt that you can submit to your insurance company for possible reimbursement after paying for services out-of-pocket. While I do not bill insurance directly, I can provide a superbill that includes all the information typically required by insurance providers, such as diagnosis codes, service codes, and session details.

Privacy Considerations with Out-of-Network (OON) Benefits

Using out-of-network benefits can help with reimbursement, but it involves sharing personal health information with your insurance company. To process claims, a superbill typically includes a mental health diagnosis, dates of service, and clinical details, which become part of your insurance record and may be accessed for review or auditing purposes.

In some cases, insurers may request additional documentation, increasing the amount of information that must be shared. I do not communicate directly with insurance companies; clients are responsible for contacting their insurer and managing any claims or reimbursement. I am happy to supply paperwork to you, but I do not contact insurance companies.

For clients who prioritize maximum privacy and control over their mental health information, private pay offers greater confidentiality, as no clinical details are submitted to insurance companies.

Let’s Work Together

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